Last updated: 22 November 2025
For the City of Light™ and EcoDigital™ programs within Europe, the primary data controller under the EU General Data Protection Regulation ("GDPR") is:
Chip & Check Worldwide EU OÜ
In accordance with the Estonian Commercial Register, the designated contact person in Estonia is:
Baltic Business Services OÜ
Certain global processing activities (for example investment-related accounting and global reporting) may be carried out together with:
Christina & Black Investments LLC
In such cases, Christina & Black Investments LLC acts as a data processor or joint controller only to the extent strictly necessary and always under appropriate safeguards (see Sections 6 and 7).
If you have any questions about this Privacy Policy or our data processing, you can contact us at:
We currently do not appoint a mandatory Data Protection Officer (DPO) under GDPR, but we treat data protection as a high priority.
This Privacy Policy explains how we process personal data in connection with:
It applies to:
It does not apply to situations where we receive data solely as a processor on behalf of a Partner under a separate data processing agreement (if any) — in such cases, the Partner remains the controller.
We only collect and process personal data that is necessary for the purposes described in this Policy.
Contact details:
Account and Dashboard data:
Contract and billing data:
Communication data:
If you provide us with personal data of other individuals (e.g. colleagues, authorized signatories, contact persons), you are responsible for ensuring that these individuals receive appropriate information about this Privacy Policy.
When you use our websites or Dashboard, we may automatically collect:
Technical data:
Usage data:
We may also use cookies or similar technologies for essential technical functions, security, and — with your consent where required — for analytics or preference settings. Details are provided in a separate Cookie Notice where applicable.
We process personal data only where we have a valid legal basis under GDPR (Articles 6 and 9).
We process your data where necessary to:
If you are a representative, signatory or contact person of a Partner, we process your personal data as far as necessary to manage the contractual relationship with your company.
We process certain data to:
We process data based on our legitimate interest, for example to:
Where we rely on legitimate interests, we carefully balance our interests against your rights and freedoms. You have the right to object to certain processing based on legitimate interests (see Section 9).
In some cases, we may rely on your consent, for example to:
Where we rely on consent, you can withdraw your consent at any time with effect for the future, without affecting the lawfulness of processing based on consent before its withdrawal.
We treat your data confidentially. We only share it where necessary and with appropriate safeguards.
Access to personal data is limited to those within the Christina Black Group who need it for the purposes described above, including in particular:
All individuals with access are bound by confidentiality obligations and only access data as required for their tasks.
We may engage trusted service providers who process personal data on our behalf, including:
Hosting provider:
Payment processor:
Email and communication services:
IT and security providers:
These providers act as data processors under GDPR and may only process personal data in accordance with our documented instructions, under contractual data protection agreements (including Standard Contractual Clauses where required).
In addition, personal data may be shared with:
We do not sell your personal data to third parties.
In principle, we seek to store and process personal data related to EU-based Partners on servers located in the European Union, e.g. within DigitalOcean's EU data centers.
However, some of our service providers or group entities may be located outside the European Economic Area ("EEA"), especially:
Where personal data is transferred outside the EEA, we ensure that either:
You can request more information about international transfers and the safeguards we use by contacting us (see Section 1).
We retain personal data only for as long as necessary for the purposes described above, or as required by law.
In general:
Where data is no longer needed, we securely delete or anonymise it.
Our Dashboard allows each Partner to control the visibility of certain information:
We provide these tools so that Partners can decide what corporate information they wish to show.
However:
From our side, we process data in line with this Privacy Policy, the T&Cs and applicable law.
Under the GDPR, you have the following rights regarding your personal data, subject to certain conditions and exceptions:
1. Right of access. You can request confirmation as to whether we process your personal data and obtain a copy of the data we hold about you.
2. Right to rectification. You can request that we correct inaccurate or incomplete personal data concerning you.
3. Right to erasure ("right to be forgotten"). You can request that we delete your personal data, for example where it is no longer necessary for the purposes for which it was collected, or where you withdraw consent and there is no other legal basis.
4. Right to restriction of processing. You can request that we restrict the processing of your data in certain situations (e.g. while we assess a complaint or objection).
5. Right to data portability. For data that you provided to us and that we process based on consent or contract by automated means, you can request that we provide it in a structured, commonly used, machine-readable format, or transmit it to another controller where technically feasible.
6. Right to object. Where we process your data based on legitimate interests, you have the right to object at any time on grounds relating to your particular situation. We will then no longer process the data unless we can demonstrate compelling legitimate grounds which override your interests, rights and freedoms, or where processing is necessary for legal claims. Where we process your data for direct marketing, you can object at any time, and we will stop such processing.
7. Right to withdraw consent. Where processing is based on your consent, you can withdraw your consent at any time with effect for the future.
To exercise any of these rights, please contact us at contacteu@chipandcheckworldwide.com. We may need to verify your identity before responding to your request.
You also have the right to lodge a complaint with a supervisory authority, in particular in the EU Member State of your habitual residence, place of work, or place of the alleged infringement.
For our main establishment in Estonia, the competent authority is the Estonian Data Protection Inspectorate (Andmekaitse Inspektsioon). Up-to-date contact details are available on the authority's official website.
We take appropriate technical and organizational measures to protect personal data against accidental or unlawful destruction, loss, alteration, unauthorized disclosure or access.
Measures include in particular:
However, no online system can be guaranteed to be 100% secure. We continuously evaluate and improve our security measures in line with industry standards and regulatory requirements.
We may update this Privacy Policy from time to time, for example to reflect:
The current version will always be available on our website, indicating the date of the latest update. Where changes are significant or materially affect your rights, we will seek to notify you by email or via the Dashboard.
By continuing to use our services after the updated Policy takes effect, you acknowledge the updated terms.
If you have any questions, concerns or requests related to this Privacy Policy or to our handling of your personal data, you can contact us at:
We will do our best to respond within one month, as required by GDPR.
© Chip & Check Worldwide EU OÜ — Christina Black Edition™ — All rights reserved.